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The Importance of UM/UIM coverage

Unfortunately, we live in a world where we cannot predict when the next accident will take place. Nor can we comprehend when ourselves or loved ones will be the victim of the negligent acts of another. While many times we cannot prevent a motor vehicle or trucking accident from occurring, there is one sure fire way to protect one’s self against financial disaster following an accident. That simple answer is UM/UIM coverage. UM/UIM coverage stands for Uninsured motorist/Underinsured motorist coverage. This type of insurance can be waived by any individual, but never should be. This particular type of coverage is applicable if you are even in an accident where the… Read More