Personal injury claims occur in various situations and accidents. Whether you have been injured in a car accident, slip and fall incident, or by the bite of a neighbor’s dog, these are all times in which you might file a claim. Sometimes you might be able to handle your claim through your insurance, while other times you should use a lawyer. Typically, it will depend on whether or not you go through small claims court, as well as the severity of your injuries, and what occurred in the accident.
Managing Your Case
If you are attempting to handle a claim on your own, but then you decide to hire a lawyer later, it may complicate the claim process. This is why it is important to understand what you can handle and what you really cannot. You should also know what you are putting at risk if you mishandle your case. If you are unsure about what to do or how to handle a claim, then you may want to simply contact an attorney anyway for your injury consultation. This can allow you to know whether the cost is worth it, or feasible.
Cases You May be Able to Handle on Your own
- If you were in an accident with little or no injuries: This is one of the most common cases. Especially when it comes to auto accidents such as being mildly rear-ended. This might only cause minimal damage to your vehicle.
- If you live in a no-fault state: In this case, you won’t be allowed to sue unless your injuries are deemed at a certain level based on the nature of the injuries or the cost of treating them.
- If you have already received the maximum amount on your policy: Some insurance companies will only pay out to their policy limits. This means if your opponent has a $100,000 maximum insurance policy and you’ve been offered a $100,000 settlement, you may not be able to get more.
When to Hire A Lawyer
When you are fighting a personal injury suit, the insurance company you are claiming against will have attorneys representing and fighting for them. You may want to have a lawyer with years of experience to back you up. Although it is overwhelming for you, it is simple for them.
You Should Hire a Lawyer if…
- Your injuries are worse than you thought: Even if you simply have bruised your arm, you may want to hire an attorney.
- Small injuries can get worse: It may not hurt much at first, but injuries can turn out much worse than you thought.
- If you think you can collect “pain and suffering” damages: In this case, emotional distress damages or pain and suffering might be considered by a jury, but typically only if argued properly by a lawyer.
If you have been in an accident, contact a Denver Personal Injury Attorney. We can help you decide whether or not you should hire a lawyer to defend you in your case.