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Who Pays for Damages in a Car Accident?
If your car was damaged in a car accident, you may be wondering who is responsible for paying for damages. The question isn’t as simple as it might seem, as it’s contingent on who’s responsible for the wreck, insurance coverage, and other factors.
Car accident claims could be complex, entailing nuances that you might not be able to manage on your own. A Denver personal injury lawyer could help you navigate the issue of paying for car damage after an accident, as well as deciding if you warrant compensation for injuries and losses.
The Other Driver was at Fault
If the other driver was at fault for the car accident, it’s their responsibility to pay for any damage to your vehicle. In most cases, their insurance company will pay. Though, there are a couple of other factors that could make it hard to get the funds to pay for your car damage.
The Other Driver Doesn’t Have Insurance
If the other driver doesn’t have insurance, but you do, you could use your auto insurance to pay to fix your car. Usually, collision coverage will take care of your car damage regardless of who was at fault.
However, you will have to pay the deductible or a portion of the cost. You might be able to get your deductible money from the other driver, but if they don’t have insurance, it could be problematic.
You and the Other Driver Have Insurance
If you and the other driver have insurance, you can get either insurance company to compensate for the car damage. If the other driver’s insurance pays, you don’t have to use your deductible. Also, the other insurance might pay for a car rental while your car is fixed.
However, if your insurance company pays, the repairs may be done swifter and with less dispute as you have specific rights with your insurance coverage.
The Accident Was Your Fault
If the accident was your fault, your insurance company will pay to fix your car. However, you’ll have to pay your deductible. If you have no insurance and the accident is your fault, you will have to pay out-of-pocket for the damage.
What a Denver Car Accident Lawyer Can Do
Though you will probably get assistance paying for the car damage after an accident, you still must deal with medical bills, pain, and suffering, and lost wages on your own.
This is correct unless you hire an experienced Denver car accident lawyer from Lampert & Walsh. We will partner with you to get the maximum compensation you deserve to cover the other costs and losses associated with the car accident. We do way more than just file paperwork on your behalf. Call or email us today to find out more and to schedule a free consultation.